At High River Toyota, we know that navigating auto financing can feel overwhelming--especially if you're working through credit challenges. Our Finance Managers are here to make the process simple, supportive, and stress-free.
We work with a wide network of trusted lenders, including partners who specialize in all types of credit situations. Our team will help you explore your options, secure a competitive rate, and find a financing solution that fits your budget--without the hassle.
There are a few things to consider when it comes to leasing or financing your new Toyota. Let's discuss the benefits of both!
Financing is a great option if you:
* Put a lot of mileage on your vehicleFLEXIBLE TERMS: With terms of up to 84 months, your monthly payment can be made smaller with longer terms, or you can make sure you are always behind a new Toyota with shorter ones.
CONSUMER-FRIENDLY, SIMPLE INTEREST FINANCING: Payments are calculated easier with a simple concept. If you pay a day early, you are credited for a day's interest. If you pay a day late, you pay a day's interest.
COMPETITIVE RATES: Great value means that Toyota always strives to offer financing rates that go easy on your wallet.
THE VALUE OF FINANCING A QUALITY VEHICLE: Toyota vehicles are world renowned for their longevity. Financing a new Toyota can be a cost effective option for anyone looking to drive their vehicle for a long time!
RETAINED VALUE: At the end of your finance term, your Toyota will "hold it's value". In other words when you have paid off your vehicle, you not only own it outright, you also benefit from owning a higher value vehicle because of Toyota's commitment to building long-lasting quality vehicles. Six Toyota vehicles took home Canadian Black Book Awards, given to vehicles that best hold their value when it's time for a trade-in.
Leasing is a great option if you:
* Want lower monthly paymentsFLEXIBLE OPTIONS: With available flexible lease-terms from 24-60 months, you can better plan for life's changing needs. Get in a new vehicle for your new job or expanding family, while staying on top of the latest vehicle safety, fuel efficiency, and user-convenient technologies.
PEACE OF MIND: Toyota protects you from the things you can't control. Optional with every Lease is the Wear Pass and Wear Pass Plus Plan that protects against unexpected excess wear and tear.
View the Wear and Tear Guide View Wear Pass Coverage
KILOMETRE ALLOWANCE: Choose from 16,000, 20,000 and 24,000km allowances. With the standard 24,000km plan, you have the option of purchasing extra kilometres at a reduced rate up front. If you are not sure, you can buy extra kilometres at lease end at our standard rate.
BENEFITS FOR SMALL BUSINESS OWNERS: Leasing may offer significant tax advantages in Canada to business owners. Check with your tax advisor to see if leasing benefits you. After all, you owe it to yourself to arrive at every meeting in style.
RESIDUAL VALUE: The Automotive Lease Guide (ALG) awarded four Toyota vehicles for best residual value. At the end of your lease term the vehicle's residual value is the worth of the car at that time. The higher the residual value, the lower your monthly payment, since you are only paying for the portion of time that you're using the car.
Your Finance Manager will review these options with you during your appointment and help you choose the coverage that best fits your needs.
